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Is Insurance Advertising better on native ads or display ads?

I’ve been experimenting a bit with Insurance Advertising lately, and something I keep wondering about is whether native ads or display ads actually work better for this niche. A lot of people talk about both formats, but the answers online always feel a bit too “marketing heavy.” I’m more curious about what people are actually seeing in real campaigns.

One challenge I ran into early on was figuring out where insurance audiences are more likely to respond. Insurance is one of those things people don’t always search for until they really need it. So I wasn’t sure if banner style display ads would catch their attention, or if native ads that blend into content would feel more natural.

At first, I tested display ads because they’re straightforward. You place banners on websites and hope people who are thinking about policies click through. I did get impressions, but the click rate wasn’t always great. Sometimes it felt like people were just ignoring the banners completely. I guess a lot of internet users have banner blindness now.

After that, I tried native ads. The difference I noticed was mostly in engagement. Since native ads look more like regular articles or recommendations, people seemed a little more curious to click. When the headline was related to something helpful like tips for choosing insurance, the traffic felt more interested rather than random.

That said, display ads still had their place. They seemed useful for simple brand awareness. If someone saw the ad multiple times across different sites, it kind of built familiarity. But for actual clicks and reading the content, native ads felt slightly more natural.

While researching more about how people approach this, I came across a guide on Insurance Advertising that explained different ad formats and how they fit different campaign goals. It helped me understand why some marketers mix both formats instead of choosing just one.

From my experience so far, native ads seem better for getting people to actually read something related to insurance, while display ads might work better if you just want visibility. But honestly, I think it depends a lot on targeting, creatives, and where the ads appear.

I’m still testing things and definitely don’t feel like I’ve cracked the perfect formula yet. I’m curious if anyone else here has tried both formats for insurance campaigns. Did native ads bring better leads for you, or did display ads end up performing better over time?